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Elevating California Health Care: New State-Enhanced Cost-sharing Reduction...

In 2024 Covered California offers Californians whose incomes are no more than 250% of the federal poverty level to be eligible for three silver plans that will require no deductible. These are...

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Medicare Drug Prices Negotiations: Unveiling Of A Breakthrough

The United States Department of Health and Human Services (HHS), in collaboration with the Centers for Medicare and Medicaid Services (CMS), has just announced the list of the first 10 drugs under...

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Temporary Employee Limits: Striking The Right Balance For Your Business

In the dynamic landscape of employment, a pertinent inquiry often emerges: “Is there a limitation on the length of time that an employee can be classified as a temporary employee?” This question...

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Saying Goodbye to Oscar in 2024: Your Ultimate Guide to Health Insurance Options

🗓️The Renewal Season for 2024 just started! Prepare for a shift as Oscar Health exits the California insurance market in 2024. Navigate the transition with confidence—discover your health insurance...

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Blue Shield 15 percent premium increase for 2024 in California—what to do now!

The 15 percent increase in the individual health insurance premium by Blue Shield causes many Californian families to worry about how they can find affordable health insurance in 2024 for their...

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Open Enrollment 2023/2024: Your Guide to Affordable Health Coverage

Open enrollment for the Individual health insurance market for 2024 starts November 1st, and it’s time to start thinking about your healthcare coverage for the upcoming year. Policyholders have the...

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Small Businesses: Get Ahead with the 2024 Special Enrollment Period

Every year, small businesses have a special window to start a small group health insurance policy with small group health insurance carriers with relaxed underwriting. This period is known as a Special...

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Medicare Open Enrollment 2024: What You Need to Know

The Annual Open Enrollment Period (AEP), which runs between 🗓️October 15 and December 7, 2023, for renewals in 2024, is in full swing. CMS requires all agents to record any phone calls. Therefore,...

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Optum and Providence bid farewell to Anthem’s Individual Health Insurance

Optum and St. Joseph Providence Health will terminate their health maintenance organization (HMO) agreements with Anthem Blue Cross effective January 1, 2024. As a result, Optum and Providence Health...

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Special Enrollment Period 2024

Starting February 1, 2024, the Annual Open Enrollment Period ends and the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to October 31st, 2024, anyone seeking...

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Federal Poverty Level (FPL) for 2024

The Federal Poverty Level ( FPL) is a benchmark to assess individuals’ and families’ income levels relative to the federal poverty threshold. In California, health insurance premiums frequently adapt...

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Navigating Uncertainty: Blue Shield vs. Providence Negotiation Standoff

In the ever-evolving healthcare landscape, negotiations between insurance carriers and healthcare systems are critical for ensuring patients have access to the care they need and premiums they can...

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The Pharmacy Benefit Managers (PBMs) Unveiled: Your Guide to Understanding...

Navigating the healthcare system can sometimes feel like solving a puzzle, especially when figuring out who sets the price of your medications. One key part of this puzzle involves Pharmacy Benefit...

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